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You don’t have to go to the trouble and expense of driving to a check cashing store to cash your paycheck. If you receive a government or benefits check, you can also have it deposited directly onto prepaid cards for no fee.

There is one other important benefit to these cards–online bill pay.

In addition to high cost, check cashing stores present several other problems to consumers. Taking your paycheck to a check cashing store and walking out with hundreds of dollars in cash is like wearing a bulls eye on your back.

Second, there is simply the question of inconvenience.

The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.

Editorial Disclosure: This content is not provided by American Express. Dough Roller receives compensation from some companies issuing financial products, like credit cards and bank accounts, that appear on this site.Unless a post is clearly marked "Sponsored", however, products mentioned in editorial articles and reviews are based on the author's subjective assessment of their value to readers, not compensation.Bonus: You'll also get instant access to my interview of a husband and father who retired at the ripe old age of . The Credit One Platinum Visa Card is one of the best options for a very particular type of person: someone with bad credit who needs what amounts to an emergency loan.

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